SESocialMedia

Different Kinds of Mortgage Insurance (PMI)

New House PMIMost folks want to avoid PMI… but they don’t realize that they are happily paying a “kind” of mortgage insurance no matter what kind of loan they are getting!

Mortgage Insurance is not the insurance that covers you if you die, or are disabled and can not pay the mortgage… it’s the insurance that protects the BANK in the event you go into foreclosure.

Given the recent UP TICK in foreclosures, you can see why banks are requiring higher coverage amounts!  If you are applying for a Conventional mortgage, and you are putting more then 20% on a property you plan to live in, you avoid this additional insurance…

New House PMIIf not, well, there are some cases whereby you can get it Lender Funded (meaning the rate is higher to cover the cost) or you might be offered secondary financing (often called a 80-10-10). OTHERWISE, you’re stuck… but it’s often tax deductible, and PMI is what’s keeping the mortgage wheels rolling, so play along!

If you are applying for a FHA mortgage - you're insurance premium is now 1% of the loan amount.  In addition to this, FHA charges an annual premium (which is charged monthly) based upon a rate of 1.15% of the total loan amount, if you are making a minimal downpayment of less than 5%.  For more information on the FHA PMI (or MIP), please click here.

USDA and VA loans both have Guarantee Fees.  These fees are charged by the respective agencies – but I’ve always considered them as the “insurance” collected to cover the agency in the event of a default on the mortgage.  The main difference between the Guarantee Fees at VA and PMI (or MIP) is that there’s no MONTHLY fee (plus they call it a fee, not insurance)!  

USDA has a small monthly fee, but if you've used your VA Eligibility one time - it still might be cheaper to go with USDA.

If you have additional questions about MIP, PMI or Guarantee Fees, CALL US!

Steve and Eleanor Thorne, Mortgage Banker in Cary 919-649-5058

Originally Posted at NCFHAExpert - Different Kinds of Mortgage Insurance

GEO Tagging, FourSquare - I Get It Now!

FourSquare Local Expert

In June of 2010 I wrote that I wasn't sure I really "GOT" the hole "Checking In" thing - and I wasn't sure I really WANTED people to know where I was all of the time! I had friends, though, who SWORE there was a way to make this work to my advantage... and so reluctantly, and not with a ton of enthusiasm, I checked in - occassionally.

18 months later, I'm ready to say:

I get it!

Social Media is a Conversation - those of us who are doing it, and doing it repetitively, uniquely, AS a Conversation - get that. You can create real relationships with people you never meet in real life... and you will find that as you actually treat each different "channel" as a means of creating a conversation, and you "LISTEN..." you will find people that want to interact with you too!

Here's what I've learned about the "Conversation" MY Friends are having on FourSquare vs just "Checking In":

  • MY friends that check-in on Foursquare, love to Check In From Unique Spots. (yours might be different) I have a friend that has 8 spots in his office, including the Water Cooler that he checks in at. So I changed my OFFICE check-in to be "Mortgage World Headquarters." When you check in THERE, and add something about "Mortgage News" - it gets re-tweeted, or commented on.
  • MY friends that check-in on Foursquare, never just "Check In." They almost always leave a tip, or a comment about service, or mention something on sale. They are not just "clicking" Check In Here when they are at the Bank... they'll check in, and say "Not here for a robbery!" or something they think is clever.
  • MY friends watch their "FourSquare" Stream, and Comment on that platform - for some of my friends, that's the ONLY place they comment. So if you are checking in from your phone - it better be set up so you don't miss messages, questions and comments from friends.
  • MY most active FourSquare Friends, for the most part, are not using Facebook very much. It could be a phenomenon, could be my age (or theirs) but they are just posting check-ins routinely on Facebook, and not really interacting there. They are interacting on FourSquare.

I'm not finding as consistent a pattern with "Check Ins" from Google Places or Facebook or Yelp - although, I know that as I checkin with one of those, I'm automatically looking to see who is already there. So especially when I go to a Sporting Event (Go Wolfpack!) , I'm looking to see who is there in case a) I see them and b) I want to connect with them (usually on Twitter or Facebook). Ditto when we go out to eat. (If you are finding something different, I'd love to know about it!)

Am I checking in everyday, and everywhere I go?!? No. I don't do ANYTHING everyday! I'd A.D.D... ! But I can tell you that I'm more tuned in to this particular type of conversation, and I find it interesting, and fun! As a side note - I chose to connect my FourSquare checkins to Twitter, and my friends on FourSquare. I RARELY share info from FourSquare on Facebook - those are different friends, that I am trying to have a different conversation with.

If you have questions for us over at Mortgage World Headquarters, let us know! :-) 919-649-5058

Some Things I Hope We Talk About At REBCRDU

Wishing For...The Real Estate BarCamps around the country have been going on for several years, in fact the third REBarCamp will be in Raleigh on October 21st.  We have a habit of asking folks what they want to talk about prior to Camp - to kind of get the "juices going" and to be sure everybody has a voice.

At the recent REBarCamp in Pheonix, they judged the top 5 topics to be :

  1. 101 Begininer Sessions (5 Sites you need to be on, Facebook Marketing Pages v Profiles)
  2. Mobile Applications iOS and Android
  3. Producing Great Video on a Budget 
  4. Outsourcing - How to get an assistant for $3 an hour
  5. Old School meets New School (Door knocking, dialing for dollars, online farming and leveraging technology)

I would expect some of these same topics to be interesting at our camp - although I'm suspecting there will be less of the "beginner" stuff, and more of the Hyper Local Blog Content, and Time Management questions.

I'm also hoping we can talk about some of the things that we are all facing in the Industry right now - like, Outsourcing Short Sales... do you give it to an agent in your office, hire an attorney, or pay a third party?

Lenders AND Real Estate Agents deal each week with families who are losing (or lost) everything.  What resources are available for these families, and what kind of Grief Counseling do we in the Community need to establish?

I hope there's a conversation about the NEXT Generation of Homebuyers... with everything that's happened, how do we position Real Estate as the Investment vehicle we all grew up with it being?

I'm looking forward to our REBarCamp!  I think it will be a great day of MANY conversations!  What are some of the topics you would want to cover at Camp?

 

The World's Fastest Diet - Gonna MEET Rainers in 6 Days!

I could wear a paper bag on my head!Next week Activerain is holding it's first Virtual Rain Camp - and with that event, they suggested local Ambassadors organize opportunities for the "Community" to meet IRL (in real life).  So far, there are over 42 "Meet Ups," "Tweet ups,"  "Active Ups," Planned.  The one here in the Triangle will be at a Local Winery, which I personally think will be cool. 

Being a GIRL, I've obviously been thinking ahead about this opportunity to meet my fellow Rainers - I mean:

HOW AM I GOING TO LOSE 20 POUNDS IN 6 Days!?

So maybe nobody else has this feeling that their profile picture is WAAAAYYYY more flattering than they look IRL.  It could just be me... I recently got my haircut, and I know I need a new profile picture - but if I change it NOW - then someone might recognize me when I go the the "Active UP" next week! (Can you hear the "Excuse-itise" creeping in?")

I was thinking last night that I could leave my picture like it is, and THEN I could just tell everybody that I'm NEW to Activerain!  Then I woke up - and realized that because I've organized REBarCamp in our area for the last three years, a lot of the people here can already pick me out in a line up!  LOL!  Maybe the World's Fastest Diet isn't necessary, in order to go...then I started thinking, Oh No!

WHAT AM I GOING TO WEAR? 

Since it's a VIRTUAL Rain Camp, it doesn't matter - I can just sit in front of my screen in my PJ's and my puppy, Lucky will curl up by my feet, and we'll be happy all day... but if I go to the ACTIVE UP, then I'll have to figure out what to wear!  In reality, I'm bound to have ONE THING that won't look too bad... Right?  I'm going to see people I interact with (for the most part) virtually.  That means ANYTHING I wear could be new, and they wouldn't know!

 Maybe I NEED a SPRAY TAN!

Oh wait, we did that at RETSO (Patty Keller, Debe Maxwell, Elizabeth Cooper Golden, Ann Allen, Connie Harvey, Laurie Davis, Lisa Archer,)! I know it's the end of summer - but I really don't have a great tan, so maybe over this long weekend I'll remember to get in the sun and I can be a little more "glowing,"

MY POINT IS...

There's really NO EXCUSE for NOT going to the local MEET-UP, TWEET-UP, ACTIVE-UP in your area!  Yeah, we're all in the business.  Yes, we are online looking for the same customer (sorta) - and we're using the same tools (AR)... but this is ACTIVE-FREAKING-RAIN, and THIS group of people is different from any other group, because of the Go Givers.  If you are having problems getting your posts seen, if you want to know if Activerain really works, if you have questions about getting more fans on Facebook - or if you want to know how someone else is dealing with Appraisal issues - talk to your Activerain Friends.  Come meet us in Raleigh.

(All of the other places Rainers Are Meeting!)

Activerain only has 1000 connections open for Virtual RainCamp.  I've got a training room for 30 people in the Triangle - if you want to MEET and "Experience" the Virtual Camp together... LMK.  Eleanor Thorne @isellmoney call or txt 919-649-5057 Be There or Be Square! LOL!

Heads Up! Even If You Don't Have Any Hurricane Damage Irene Might Still Delay Closing

It is our experience that when the Insurance Companies and the Investors hear that a certain "area" might be affected by a Hurricane, they do the following:

  • Require Inspections

What kind of Inspection depends upon the Investor,  Even if the storm has not reached Landfall yet,... let's say you have a closing scheduled for tomorrow - you probably have a problem.  Insurance Companies do not want to issue new policies to an area that they might have to turn around and put money out for.

Every State, Every Investor and Every Insurance Company is different.  This is just our Heads up that there will likely be delays in the next week - even if the property is FINE.

If you have questions about mortgage loans in NC, Call Eleanor and Steve Thorne, 919-649-5058.

 

 

My New Favorite Tool - and RealTime

I created this with a plugin for Google Apps called SlideRocket. Free - many cool features! What do you think? Is it something you could use to create your Real Estate Listing Presentation with? It was not really that hard to do - the text that I imported in was tricky - I just wanted to see how it worked with Links and Video! Have fun this week! Call me with questions! 919-649-5058

Your Real Estate Keywords Could Be Hurting Your SEO

google adword toolWhen you put information on each page of your company website – and there’s a little blank space that says Keywords or Meta Tags… don’t leave them EMPTY!  Not only could EMPTY keywords hurt, be THOUGHTFUL about which words prospects are most likely to “Google” to find you.

You want to use the same “search terms” over and over.  So for instance, my husband and I are mortgage loan officers.  I want someone who is searching for USDA Home Loans NC to find me… it needs to be used exactly like that, not with commas:

usda, home, loans, nc

Your term might be Foreclosed Homes in Raleigh which gets 12,100 hits a month… as opposed to Foreclosed Homes Raleigh which only gets 580 hits.  (you can check use Google Adword Keyword Checker to figure out which ones you want to use)

Are you getting the picture?  You really need a LIST with your keywords, and you need to use them over, and over (especially as you are creating your profiles!).

We live in an area which is “locally” referred to as the Triangle.  People in California do not know to search for Homes in the Triangle… and many people LOCALLY do not search for Triangle Homes (seriously – less than 280 people a month) – but if I look at the Page Source for most Real Estate Agent sites, I’m going to find Triangle Homes or Homes for Sale in the Triangle as some of the ONLY keywords in their site!  Do you want to show up for 280 people… or 12,100?? (the answer is probably BOTH - right?)

DITTO – “Tools for Sellers”… as you can see below, NO ONE searches that term.  Sell My Home gets 74,000 hits a month.  You need to use keywords that PEOPLE would actually use.  Only 58 people searched Relocate to Raleigh, 2400 people searched Moving to Raleigh…  So be thoughtful about what keywords you are using!

We see many sites that when we look at the "Page Source" the agents uses the SAME keywords on each page.  While I'm suggesting that you use the same words over and over... you would WANT to use the terms relevant to that page.  Watch this to see if I'm making more sense.

 

 

We have a "Fan Page" where we are posting tons of information like this for Real Estate Agents we work with. If you'd be our "Fan..." We would appreciate it! Also! If you have questions, leave us a note, and we will try to answer it with a Video Post! Eleanor Thorne @isellmoney - 919-649-5057 with "techie questions" or call Steve Thorne with any clietns we can help you with in NC! 919-649-5058

Profile Picture No No's

 

profile photo No No'sHave you ever looked at a friend’s Facebook or LinkedIn Profile Picture and though, “WHAT??” How about the folks who only use a picture of their puppy, or a For Sale Sign?

Please don’t get me wrong, I’m all for puppies. I’m pretty keen on babies and kittens, too, but not in our profile pictures! There was a time when we framed and displayed those photos at home or, perhaps, on our desk at the office. Things are no longer as simple.

Today, our workplace is not limited to just one desk in just one office. To some extent, we’re all connected to others online and we still want to express ourselves by decorating our online office with our favorite photos. For those of us who are in Real Estate, the version of ourselves we put online matters. It can and will be seen by anyone interested in learning more about us.

The photo is important for a couple of reasons:

It makes it easier for me to recognize you. If I’m meeting you in person for the first time, having seen your photo will put me at ease knowing who I should be looking for (I Google you from my phone!). Similarly, if we’ve met in person and you send me an invitation to connect online, seeing your photo will help me remember you.  If that photo is 8 years old, and air burshed – I might not recognize you!

Simply put, it humanizes you. I will not feel connected with an anonymous account, and what if people know you by Steve, and all of your online profiles are Stephen? I want to connect with a person. And, yes, this means that it’s time to finally add a photo to your Real Estate LinkedIn profile if you haven’t yet taken the plunge yet… ditto for Facebook and your business page on Facebook too!  Remember, they give you 6 photos when you count the ones along the top!

Choosing the Right Photo

Head shot – Probably your head, neck shoulders. This can easily be done with your cell phone, standing in the Bathroom doorway (so you can see yourself). It should be the real you, not a cartoon or Mad Men version of you. And, by “real” I also mean the current version, 10 pounds heavier without the sun highlights if that’s where you are. It may feel like you were in high school only yesterday, but if you did the lindy hop at your prom, your old yearbook photo won’t do.

Logo – A For Sale Sign, or Sold Sign doesn’t tell me who you are.  Unless your business is a well known brand (think Ford or Macy’s), it is probably best to use your photo rather than your Real Estate Company logo, or one of your For Sale Signs. In general, we like and want to connect with people, not businesses. It’s important to note that using a logo instead of a photo on LinkedIn would violate the User Agreement.  On a Facebook Business Page, I see people using a logo much more often.  If you are just using it as a place to slap up your listings, that is probably okay.  Otherwise, skip the logo and stick with your own head shot, or something that represents the message you are trying to convey.

Keep it simple – This means we want to see you. Lose the baseball hat, those awesome sunglasses or anything else that competes for our attention in the photo. Same goes for busy backgrounds, remember my idea about the bathroom door?

You and only you – Getting back to puppies…in your primary profile photo is probably not the best use of your puppy photos. Ditto for you and a group of your best friends or you riding your bike.  If you are part of a Real Estate TEAM, and you want to show a TEAM photo everywhere – go to Gravatar, and see if it will fit (It’s Free).  Chances are, you will find that you can not get everyone in the shot.  If it does, and you like the way it looks, use it.

Nudity – I know that they say Sex Sells… B-U-T, I’m a mom, I'm from the South, and I’m old school.  If I can see your shoulders in your head shot, I want to see clothing. While you may be wearing a strapless dress, it’s all about perception. Don’t take the time to create a great profile only to leave people wondering if you’re actually naked. Ewwww! There is no difference between actually being naked and appearing to be naked in a profile photo. Ditto for those shots of you leaning over the balcony trying to show cleavage.  I'm just sayin’!

Consistency – A great way to help build your online brand is use the same photo for all of your online profiles. Use the same photo on LinkedIn, Twitter, Facebook, Flickr, YouTube channel, your blog, etc. It will make it much easier for people to recognize you right away.  REMEMBER WHERE YOU PUT YOUR PICTURE!  As you are building your profiles, we strongly suggest that you create a Profile Keeper!

Smile – Don’t overthink your pose.  Those who know me, are my friends on Facebook, and who have TAKEN pictures of me know that this is one of the things I personally struggle with!  We all need to take time to take pictures of ourself until we get use to it!  Attempts to look too serious can come off as intimidating. And none of those here-I-am-looking-busy-by-pretending-to-talk-on-the-phone photos. You’re not that busy. Put the phone down for a second so you can smile and have your picture taken.

Doesn’t need to be fancy – You don’t need to rush out and schedule a session with a professional portrait photographer. Having a friend take a photo of you in front of a solid background should be fine as long as the lighting is sufficient.  I suggested earlier that you could take your own picture… you can.  But truthfully, it will come out so much better if you do it with a friend!

There are Some Exceptions sort of

I can hear you all the way across this internet connection, “But I use the different social networking platforms differently and that’s why I have puppies on Facebook and am wearing a suit and tie on LinkedIn.” You are in good company. If you must have a profile photo with your puppy/baby/surfboard/bottle of wine/cigar/goat, keep it on Facebook and only on Facebook. As long as you understand what can be seen when a potential client or employer Googles your name and you’re OK with it, that’s all that matters.  My suggestion?  Use those 5 photos along the top of Facebook to hold those Surfboard Rock Solid Abs pictures, but keep your profile picture “Clean!”

If you have questions about your Profile, or your web presence, you can call or txt Eleanor at  919-649-5057          @isellmoney.  We are in the mortgage business too – so if you have a referral in NC, we’d LOVE to help them!  Please call Steve Thorne with your mortgage questions at919-649-5058.  We are starting a new website and Facebook Business Page - check us out!  RETechNotes

Holly Springs Real Estate Market Report for April 2011

We love Holly Springs!  Most of the area "outside" of Ten-Ten (away from Raleigh) qualifies for USDA Home Loans.  These are 100%, no money down mortgage loans!  If you are considering a purchase in this area - please call Steve and Eleanor Thorne to learn more about qualifying for this program!  919-649-5058

Via Lee & Pamela St. Peter ~ (919) 645-2522 Raleigh NC, Realtors®, GRI,CRS,ABR,ePro (Prudential York Simpson Underwood Realty):

Holly Springs NC Home Market Report - April 2011

Holly Springs, NC

"Spring Is In The Air" and in Holly Springs, NC the Route 55 Jazz Orchestra will be playing at the Holly Springs Cultural Center Friday, May 20th!  Check here through the the Town of Holly Springs for tickets.

If you're considering joining thousands of others and moving to Holly Springs, NC or even if you're planning on selling a home in Holly Springs, NC, it's important to have the right information.


Our Holly Springs market reports will give you a good overview of how detached homes for sale in Holly Springs, NC performed during the
month of April.

Holly Springs NC Real Estate Market Report

 

 

 

 

 

The pie chart on the left and table below break down the number of detached homes in Holly Springs that were active, newly active, went under contract or closed last month.

Holly Springs Real Estate Activity

 

 

The table below shows the break down of the detached homes for sale in Holly Springs NC that went newly active in the Holly Springs Real Estate Market in April:

Holly Springs NC Real Estate Market Report

 

Take a sneak peak at all the new homes for sale in Holly Springs NC last month (in alphabetical order by subdivisions).  If you'd like a more customized search, you can save a search outlining your unique home needs and get FREE e-mails with only homes for sale in the Triangle that match YOUR criteria.

 

Active Detached homes for sale in Holly Springs NC last month

Holly Springs NC Real Estate Market Report

*When you're ready to see homes for sale in Holly Springs, NC or really any homes for sale in the Triangle area contact us, we are here to help every step of the way.

 

Detached homes in Holly Springs, NC that went under contract (or pending) last month

Holly Springs NC Real Estate Market Report



  Holly Springs Detached homes that SOLD during the month of April


Holly Springs NC Real Estate Market Report



If you've been considering a move to Holly Springs, NC, would like more information on selling a home in Holly Springs, or would simply like to discuss your Wake County real estate needs call or e-mail me.  I'd love to chat!

 

 

*Any reference to TMLS data is based on information
from Triangle MLS, which neither guarantees nor is in any way
responsible for its accuracy. All data is provided ‘AS IS’ and with all
faults. Data maintained by Triangle MLS may not reflect all real estate
activity in the market.

One Solid Rock!About the author:  Pamela is a Raleigh Realtor with The St. Peter HomeSelling Team at Prudential YSU Realty in the Raleigh NC (Triangle) area

We are a team of passionate North Carolina Real Estate Brokers dedicated to connecting our clients to success in home buying and home selling in the Triangle. Pamela can be reached via email at Pamela@RaleighHomesOnline.com or by calling (919) 645-2522.

For all your Wake County real estate needs The St. Peter HomeSelling Team serves the following areas; Raleigh, Cary, Apex, Morrisville, Holly Springs, Fuquay Varina, Garner, Wake Forest, Knightdale.

 

RaleighHomesOnline  subscription

Find your Home in the Triangle, NCLet's connect on LinkedInJoin us on FaceBookWhat is My Triangle Home Worth?

60 + Places For Your Web Profile

I started this list very quietly in 2009 for some friends who were trying to build links back to their sites and profiles... It's been updated from the original list of 32 places you could link from to over 60.  I did not address Facebook in this list - because everyone has their own strategy for that. 

Although many of these sites are GREAT tools, and HUGE networking opportunities - This particular list is more for link building than anything else.

Here's how I suggest you use this list:

  • First Set up a spreadsheet with the following columns  Site Name    Login    Password    Unique URL    Profile Picture?
  • Unique URL (or vanity url) would look like this (for instance) http://www.linkedin.com/in/eleanorthorne  It's important to have this list handy, because some places allow you to list where people can connect with you! (saves a ton of time)  Ditto regarding do you have a picture there... updating your Avatar is tons easier if you know where it is!
  • Try to complete 2 profiles a day for the next 30 days, filling in the spreadsheet each time.
  • Remember that when the profile asks for your web address, or blog address, you can put in ANY URL you want people to land on in that space!!  You can list your Activerain Profile Page if that's what you want people to see!
  • The links below should take you directly to the place where you SIGN UP.
  • If you have other links (especially LOCAL ones), suggestions, or find that a link does not work PLEASE leave a comment so I can continue to update this!

PROFILE Real Estate Specific

http://activerain.com/blogsview/1135403/how-to-get-started-on-activerain activerain

http://www.inman.com/user/register inman news

http://www.trulia.com/voices/ trulia voices - you can blog here

http://www.zillow.com/wikipages/Create-a-Free-Profile-on-Zillow/ zillow

http://www.realseekr.com/ realseekr

http://realestatemarbles.com/ RealEstateMarbles

http://www.realestatewebmasters.com/blogs/signup/  REWeblog

http://www.realtown.com/ RealTown

http://shortsalesuperstars.com/ Short Sale Super Stars

http://www.erealestatesocial.com eRealEstateSocial

http://www.neighborcity.com/member-registration/ NeighborCity

http://www.homes.com/#stay Homes.com (added 6/11)

Profile Other

http://www.plaxo.com/signup?page=2 plaxo

http://www.spoke.com/public/reg/signup/default.spoke;jsessionid=o1vfm3imlm9l?lep=homepage&lead_source=homepage®from=hp-btn1 spoke

https://www.jigsaw.com/Register.xhtml jigsaw

http://www.123people.com/ 123 people

http://www.bebo.com/InviteJoin.jsp?Member=N bebo

http://signup.zorpia.com/signup zorphia

http://www.squidoo.com/wizard/start squidoo

http://ryze.com/signup.php ryze

http://en.gravatar.com/site/signup/ Gravatar

http://www.peoplesearch.com.au/Detailed/112.html People Search (more international)

http://multiply.com/user/join/?&r=1255530463 multiply

http://disqus.com/admin/register/ Disqus

http://www.friendster.com/ friendster

http://www.facebook.com/pages/create.php facebook fan page

SEARCHES

https://profiles.google.com/ Google Profile

http://www.google.com/places/ Google Places

http://local.yahoo.com/profile Yahoo Profile

http://www.bingbusinessportal.com Bing Business Profile

LOCAL

https://www.zoominfo.com/register zoom info

http://www.meetup.com/register/ meetup

http://www.classmates.com/ classmates

https://www.yelp.com/signup yelp

http://www.merchantcircle.com/corporate/landing/signup.html Merchant's Circle

FORUMS

https://login.yahoo.com/config/login_verify2?.pd=c%3d1MKJL2Wp2e6fd5g2kpFG6jM-&.intl=us&.src=knowsrch&.done=http%3A%2F%2Fanswers.yahoo.com%2Fmy%2Fmy  yahoo answers

http://www.linkedin.com/ linkedin

http://www.linkingraleighnc.com/index.php?option=com_community&view=register&Itemid=108 Linking Raleigh http://www.city-data.com/forum/register.php city data

http://www.mamapedia.com/mmp_join?auto_partial=register  MamaPedia

BLOG SITES

http://technorati.com/account/signup/?destination=/ technorati

http://signups.myspace.com/index.cfm?fuseaction=signup my space has blogs!

https://www.blogger.com/start Blogger (gmail)

http://en.wordpress.com/signup/ wordpress blogs

http://twitter.com/ twitter (micro blog)

VIDEO

http://www.youtube.com/create_account youtube

http://blip.tv/users/create/ Blip TV

http://www.dailymotion.com/register#hp-h-8 Daily Motion

http://www.realestateshot.com/signup.php Real Estate Video

OTHER

http://en.wikipedia.org/w/index.php?title=Special:UserLogin&returnto=Wiki Wiki

https://www.last.fm/join Last FM

http://blip.fm/signup blip fm

http://brightkite.com/ bright kite

https://foursquare.com/ Four Square

Flickr  The link for logging in to Flickr is Soooo long, I couldn't put the URL!


BOOKMARKS

http://www.stumbleupon.com/sign_up.php?pre2=nav_join stumble upon

https://secure.delicious.com/register delicious

http://www.reddit.com/ reddit

http://digg.com/register digg

ALL IN ONE SITES

http://posterous.com/ Posterous

http://ping.fm/ ping

http://alltop.com/ alltop (no clue how this works...)

https://about.me/ about.me

http://www.retaggr.com/register ReTag gr

Triangle

http://triangle411.partners.local.com/Default.aspx Triangle 411 (by WRAL)

http://inside919.ning.com/main/authorization/signUp? Inside919

http://www.4042.com/4042classified/index.php 4042

http://triangletweetup.org/find-local-tweeple/ Tweeple of the Triangle

http://trioutnc.com/ Tri Out NC

 

You can always call me, Eleanor Thorne, 919-649-5057 - I'm here to help! 8o) Oh... and by the way, when you are on the network, see if you can find me - I'd love to connect with my AR Friends! @isellmoney